Julia Fonseca

Julia Fonseca

Assistant Professor of Finance and Josef and Margot Lakonishok Faculty Fellow and Gies Advanced Scholar

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Contact

4033 Business Instructional Facility

515 Gregory Dr

Champaign, IL 61820

217-300-8468

juliaf@illinois.edu

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Educational Background

  • Ph.D., Economics, Princeton University, 2019
  • M.A., Economics, Princeton University, 2015
  • M.Sc., Economics, Getulio Vargas Foundation, 2012
  • B.A., Economics, Federal University of Rio de Janeiro, 2010

Positions Held

  • Assistant Professor of Finance, University of Illinois at Urbana-Champaign, 2019 to present

Recent Publications

  • Fonseca, J., & Liu, L. Forthcoming. Mortgage Lock-In, Mobility, and Labor Reallocation. Journal of Finance.
  • Fonseca, J., & Matray, A. (2024). Financial Inclusion, Economic Development, and Inequality: Evidence from Brazil. Journal of Financial Economics, 156 103854.
  • Fonseca, J. (2023). Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions. Journal of Finance, 78 63-103.
  • Fonseca, J., & Van Doornik, B. (2021). Financial Development and Labor Markets: Evidence from Brazil. Journal of Financial Economics, 143 (1), 550-568.

Other Publications

Working Papers

  • Fonseca, J., Liu, L., & Mabille, P. Unlocking Mortgage Lock-in: Evidence from a Spatial Housing Ladder Model.
  • Wang, J., & Fonseca, J. How Much Do Small Businesses Rely on Personal Credit.
  • Duarte, V., Fonseca, J., Goodman, A., & Parker, J. Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle.

Honors and Awards

  • Gies Advanced Scholar, University of Illinois at Urbana-Champaign, 2024 to present
  • Josef and Margot Lakonishok Faculty Fellowship, University of Illinois at Urbana-Champaign, 2024 to present
  • List of Teachers Ranked as Excellent, University of Illinois at Urbana-Champaign, 2022-2022, 2023-2023
  • Distinguished Referee Award, Review of Financial Studies, 2022-2022
  • NBER Household Finance Working Group Grant, National Bureau of Economic Research, 2017-2017, 2021-2022

Current Courses

  • Advanced Corporate Finance (FIN 321) Theories of firms' investment and financing decisions are covered. Topics include dividend policy, capital budgeting, capital structure, bankruptcy, long- term debt and leasing decisions.

Contact

4033 Business Instructional Facility

515 Gregory Dr

Champaign, IL 61820

217-300-8468

juliaf@illinois.edu

Google Scholar

Website

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