Julia Fonseca
Josef and Margot Lakonishok Faculty Fellow and Gies Advanced Scholar and Associate Professor of Finance
Contact
4033 Business Instructional Facility
515 Gregory Dr
Champaign, IL 61820
Listings
Educational Background
- Ph.D., Economics, Princeton University, 2019
- M.A., Economics, Princeton University, 2015
- M.Sc., Economics, Getulio Vargas Foundation, 2012
- B.A., Economics, Federal University of Rio de Janeiro, 2010
Positions Held
- Assistant Professor of Finance, University of Illinois at Urbana-Champaign, 2019 to present
Recent Publications
- Fonseca, J., & Liu, L. (2024). Mortgage Lock-In, Mobility, and Labor Reallocation. Journal of Finance.
- Fonseca, J., & Matray, A. (2024). Financial Inclusion, Economic Development, and Inequality: Evidence from Brazil. Journal of Financial Economics, 156 103854.
- Fonseca, J. (2023). Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions. Journal of Finance, 78 63-103.
Other Publications
Articles
- Fonseca, J., & Van Doornik, B. (2021). Financial Development and Labor Markets: Evidence from Brazil. Journal of Financial Economics, 143 (1), 550-568.
Working Papers
- Fonseca, J., Liu, L., & Mabille, P. Unlocking Mortgage Lock-in: Evidence from a Spatial Housing Ladder Model.
- Wang, J., & Fonseca, J. How Much Do Small Businesses Rely on Personal Credit.
- Duarte, V., Fonseca, J., Goodman, A., & Parker, J. Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle.
Honors and Awards
- Gies Advanced Scholar, University of Illinois at Urbana-Champaign, 2024 to present
- Josef and Margot Lakonishok Faculty Fellowship, University of Illinois at Urbana-Champaign, 2024 to present
- List of Teachers Ranked as Excellent, University of Illinois at Urbana-Champaign, 2022-2022, 2023-2023
- Distinguished Referee Award, Review of Financial Studies, 2022-2022
- NBER Household Finance Working Group Grant, National Bureau of Economic Research, 2017-2017, 2021-2022
Current Courses
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Advanced Corporate Finance (FIN 321) Theories of firms' investment and financing decisions are covered. Topics include dividend policy, capital budgeting, capital structure, bankruptcy, long- term debt and leasing decisions.
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Personal Wealth Management (FIN 435) Studies personal wealth management techniques with an emphasis on life insurance products; covers life insurance policies, annuities, trusts, buy-sell arrangements, investing in stocks, bonds and mutual funds, banking and barrowing, purchasing residential and commercial real estate, income and estate taxation and management of personal financial portfolio.
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Wealth Management (FIN 535) This course studies personal wealth management techniques with an emphasis on life insurance products; covers life insurance policies, annuities, trusts, buy-sell arrangements, investing in stocks, bonds and mutual funds, banking and borrowing, purchasing residential and commercial real estate, income and estate taxation and management of personal financial portfolio. The course also allows students to build a wealth management plan based on a case scenario.
Contact
4033 Business Instructional Facility
515 Gregory Dr
Champaign, IL 61820