Julia Fonseca

Assistant Professor of Finance and Josef and Margot Lakonishok Faculty Fellow and Gies Advanced Scholar

Contact

4033 Business Instructional Facility

515 Gregory Dr

Champaign, IL 61820

Assistant Professor of Finance, University of Illinois at Urbana-Champaign, 2019 to present

Fonseca, J., & Liu, L. Forthcoming. Mortgage Lock-In, Mobility, and Labor Reallocation. Journal of Finance.
Fonseca, J., & Matray, A. (2024). Financial Inclusion, Economic Development, and Inequality: Evidence from Brazil. Journal of Financial Economics, 156 103854.
Fonseca, J. (2023). Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions. Journal of Finance, 78 63-103.
Fonseca, J., & Van Doornik, B. (2021). Financial Development and Labor Markets: Evidence from Brazil. Journal of Financial Economics, 143 (1), 550-568.

Fonseca, J., Liu, L., & Mabille, P. Unlocking Mortgage Lock-in: Evidence from a Spatial Housing Ladder Model.
Wang, J., & Fonseca, J. How Much Do Small Businesses Rely on Personal Credit.
Duarte, V., Fonseca, J., Goodman, A., & Parker, J. Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle.

Gies Advanced Scholar, University of Illinois at Urbana-Champaign, 2024 to present
Josef and Margot Lakonishok Faculty Fellowship, University of Illinois at Urbana-Champaign, 2024 to present
List of Teachers Ranked as Excellent, University of Illinois at Urbana-Champaign, 2022-2022, 2023-2023
Distinguished Referee Award, Review of Financial Studies, 2022-2022
NBER Household Finance Working Group Grant, National Bureau of Economic Research, 2017-2017, 2021-2022

Advanced Corporate Finance (FIN 321) Theories of firms' investment and financing decisions are covered. Topics include dividend policy, capital budgeting, capital structure, bankruptcy, long- term debt and leasing decisions.