Julia Fonseca
Assistant Professor of Finance and Gies Advanced Scholar
Contact
4033 Business Instructional Facility
515 Gregory Dr
Champaign, IL 61820
Listings
Educational Background
- Ph.D., Economics, Princeton University, 2019
- M.A., Economics, Princeton University, 2015
- M.Sc., Economics, Getulio Vargas Foundation, 2012
- B.A., Economics, Federal University of Rio de Janeiro, 2010
Positions Held
- Assistant Professor of Finance, University of Illinois at Urbana-Champaign, 2019 to present
Recent Publications
- Fonseca, J., & Liu, L. Forthcoming. Mortgage Lock-In, Mobility, and Labor Reallocation. Journal of Finance.
- Fonseca, J., & Matray, A. (2024). Financial Inclusion, Economic Development, and Inequality: Evidence from Brazil. Journal of Financial Economics, 156 103854.
- Fonseca, J. (2023). Less Mainstream Credit, More Payday Borrowing? Evidence from Debt Collection Restrictions. Journal of Finance, 78 63-103.
- Fonseca, J., & Van Doornik, B. (2021). Financial Development and Labor Markets: Evidence from Brazil. Journal of Financial Economics, 143 (1), 550-568.
Other Publications
Working Papers
- Fonseca, J., Liu, L., & Mabille, P. Unlocking Mortgage Lock-in: Evidence from a Spatial Housing Ladder Model.
- Wang, J., & Fonseca, J. How Much Do Small Businesses Rely on Personal Credit.
- Duarte, V., Fonseca, J., Goodman, A., & Parker, J. Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle.
Honors and Awards
- Gies Advanced Scholar, University of Illinois at Urbana-Champaign, 2024 to present
- List of Teachers Ranked as Excellent, University of Illinois at Urbana-Champaign, 2022-2022, 2023-2023
- Distinguished Referee Award, Review of Financial Studies, 2022-2022
- NBER Household Finance Working Group Grant, National Bureau of Economic Research, 2017-2017, 2021-2022
Current Courses
-
Advanced Corporate Finance (FIN 321) Theories of firms' investment and financing decisions are covered. Topics include dividend policy, capital budgeting, capital structure, bankruptcy, long- term debt and leasing decisions.
Contact
4033 Business Instructional Facility
515 Gregory Dr
Champaign, IL 61820