Articles

• Wang, J., Gross, T., Kluender, R., Liu, F., & Notowidigdo, M. (2021). The Economic Consequences of Bankruptcy Reform. American Economic Review, 111 (7), 2309-41.  link >
• Wang, J., Gross, T., & Notowidigdo, M. (2020). The Marginal Propensity to Consume Over the Business Cycle. American Economic Journal: Macroeconomics, 12 (2), 351-84.  link >
• Wang, J., & Keys, B. (2019). Minimum Payments and Debt Paydown in Consumer Credit Cards. Journal of Financial Economics, 131 (3), 528-548.
• Wang, J., Gross, T., Swanson, A., & Allen, H. (2017). Early Medicaid Expansion Reduced Payday Borrowing Among Low-Income Adults in California. Health Affairs, 36 (10).  link >
• Wang, J., Notowidigdo, M., & Gross, T. (2014). Liquidity Constraints and Consumer Bankruptcy: Evidence from Tax Rebates. Review of Economics and Statistics, 96 (3), 431-443.
• Wang, J., Graff-Zivin, J., & Azoulay, P. (2010). Superstar Extinction. Quarterly Journal of Economics, 125 (2), 549-589.
• Wang, J., Lerner, J., & Schoar, A. (2008). Secrets of the Academy: The Drivers of University Endowment Success. Journal of Economic Perspectives, 22 (3), 207-22.  link >
• Wang, J., Wilke, C., Ofria, C., Lenski, R., & Adami, C. (2001). Evolution of Digital Organisms at High Mutation Rates Leads to Survival of the Flattest. Nature, 412 331-333.

Other Publications

• Wang, J., Burke, K., Lanning, J., & Leary, J. (2014). CFPB Data Point: Payday Lending.
• Wang, J. (2013). Payday Loans and Deposit Advance Products: A White Paper of Initial Data Findings.

Presentations

• Wang, J. (2023). To Pay or Autopay? Fintech Innovation and Credit Card Payments. Conference on Market-Based Solutions for Reducing Wealth Inequality (UNC.
• Wang, J. (2023). How Much Do Small Businesses Rely on Personal Credit? Duke University.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. University of California, Berkeley.
• Wang, J. (2022). To Pay or Autopay? Fintech Innovation and Credit Card Payments. The Office of the Comptroller of the Currency (OCC) Fintech Symposium.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. Federal Reserve of New York.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. Harvard Business School.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. Claremont McKenna College.
• Wang, J. (2022). To Pay or Autopay? Fintech Innovation and Credit Card Payments. RAND Behavioral Finance Forum.
• Wang, J. (2022). To Pay or Autopay? Fintech Innovation and Credit Card Payments. University of Chicago Household Finance Conference.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. University of Connecticut Macro Seminar.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. University of Washington Seminar.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. Imperial College Seminar.
• Wang, J. (2022). Bankruptcy and the COVID-19 Crisis. University of Toronto Seminar.
• Wang, J. (2022). How Much Do Small Businesses Rely on Personal Credit? AEA.
• Wang, J. (2022). The Online Payday Loan Premium. AEA.
• Wang, J. (2022). To Pay or Autopay? Fintech Innovation and Credit Card Payments. University of Illinois Seminar.
• Wang, J. (2021). Bankruptcy and the COVID-19 Crisis. Emory Finance Seminar.
• Wang, J. (2021). Consumer Bankruptcy and Race in the United States. UIUC Finance Seminar.
• Wang, J. (2021). Consumer Bankruptcy and Race in the United States. University of Chicago Household Finance Conference.
• Wang, J. (2021). Bankruptcy and the COVID-19 Crisis. PUC Chile.
• Wang, J. (2021). Bankruptcy and the COVID-19 Crisis. Federal Reserve Board.
• Wang, J. (2021). Bankruptcy and the COVID-19 Crisis. NBER - Spring Conference on Corporate Finance.
• Wang, J. (2021). Bankruptcy and the COVID-19 Crisis. Federal Reserve Bank of Boston.
• Wang, J. (2020). Bankruptcy and the COVID-19 Crisis. Virtual Finance Seminar.
• Wang, J. (2020). Bankruptcy and the COVID-19 Crisis. University of Wisconsin Madison.
• Wang, J. (2020). Bankruptcy and the COVID-19 Crisis. WAPFIN - NYU.
• Wang, J. (2020). The Effects of Disclosure and Enforcement on Payday Lending in Texas. National University of Singapore.
• Wang, J. (2020). Bankruptcy and the COVID-19 Crisis. NBER Summer Institute - Household Finance.
• Wang, J. (2020). Bankruptcy and the COVID-19 Crisis. Stigler Center.
• Wang, J. (2020). The Economic Consequences of Bankruptcy Reform. SFS Cavalcade North America.
• Wang, J. (2020). The Economic Consequences of Bankruptcy Reform. MoFIR Virtual Banking Seminar.
• Wang, J. (2020). Bankruptcy and the COVID-19 Crisis. Virtual Finance & Economics Conference - Finance in the Cloud.
• Wang, J. (2019). When Is It Hard to Make Ends Meet? Labor and Finance Conference.
• Wang, J. (2019). When Is It Hard to Make Ends Meet? Boston College seminar.
• Wang, J. (2019). The Economic Consequences of Bankruptcy Reform. AEA Annual Meeting.
• Wang, J. (2018). When Is It Hard to Make Ends Meet? NBER Summer Institute 2018 Public Economics.
• Wang, J. (2018). Information Disclosure and Payday Lending in Texas. SFS Cavalcade.
• Wang, J. (2018). The Marginal Propensity to Consume Over the Business Cycle. SFS Cavalcade.
• Wang, J. (2017). When Is It Hard to Make Ends Meet? NBER Summer Institute 2017 Household Finance.
• Wang, J. (2017). When Is It Hard to Make Ends Meet? SFS Cavalcade.
• Wang, J. (2017). The Marginal Propensity to Consume Over the Business Cycle. Northwestern University, Kellogg School of Management.
• Wang, J. (2017). The Marginal Propensity to Consume Over the Business Cycle. CFIC.
• Wang, J. (2017). The Marginal Propensity to Consume Over the Business Cycle. MFA Conference in Chicago.

Working Papers

• Han, P., Wang, J., & Correia, F. The Online Payday Loan Premium.
• Wang, J. To Pay or Autopay? Fintech Innovation and Credit Card Payments.
• Wang, J., & Fonseca, J. How Much Do Small Businesses Rely on Personal Credit.
• Wang, J., Goldsmith-Pinkham , P., & Scott, D. Consumer Bankruptcy and Race in the United States.
• Wang, J., Yang, J., Benjamin Iverson, B., & Jiang, R. Bankruptcy and the COVID-19 Crisis.
• Keys , B., & Wang, J. The Evolution of Credit Card Contracts: Risk-Based or Bias-Based.
• Wang, J., & Baugh, B. When Is It Hard to Make Ends Meet.
• Wang, J., & Leary, J. Liquidity Constraints and Budgeting Mistakes: Evidence from Social Security Recipients.